- 01
Describe the transfer
Amount, rail, beneficiary novelty, same-day history, and who initiated — the raw risk story.
- 02
Score and flag
GuardRoute returns a 0–100 style score plus named flags (new bene, velocity, threshold, allowlist miss).
- 03
Choose the route
Fraud desk, compliance, dual control, callback — or clear path for known, boring payments.
- 04
Disposition before execute
Block / Hold / Clear with an audit trail and a single next action (e.g. complete FR-12.4 callback).
Use the live sandbox to run a new-beneficiary wire or a clean allowlisted ACH — and see how disposition changes when risk is real.
Run a live scenario